Costs of living in Thailand 2013

Costs of living in Thailand 2013
Sometimes people ask me how much it costs to live in Thailand. Well that all depends of course how you spend your money. Some people spend a lot of money on entertainment or holidays or do buy expensive cars & motorbikes. But lets start with the simple things. As the beginning of a new year (2014) it is time to looks back to 2013 in means of the cost of living in Thailand. Thailand is not that cheap country anymore that it once was! For all postings about Costs of Living in Thailand click HERE.

My own direct costs of living

We live with only 2 persons in a free standing house with 2 floors and 3 bedrooms & bath-rooms, we have 2 air-cons but only use the one in our bedroom when we are sleeping. In the living-room we use a ceiling fan. Rental fee is still 10.700 Thai baht per month for a brand new house, but without furniture or real kitchen. We pay a "Village Fee"of 650 Thai baht per month and that includes cable-TV (68 channels), security for the village and garbage collection once a week. Rental fees are generally not raised in Thailand.

Utility costs

Per month we pay (in Thai baht)
For water           142
For electricity    991
Internet              650
Gas                      50
Costs have risen a little bit in compare to last year.

The maid

We have a maid once a week. She works about 6 hours per day and we pay her 400 Thai baht per day. If she is sick or there is a holiday she does not get paid.

Car & Motorbikes

Tax for a small & big motorbike's is 100 Thai baht per year, for our private car (Toyota Vigo) we pay 6.800 Thai baht per year. Compulsory insurance for small motorbike's is 345 Thai baht per year, for big motorbike's or car it is 645 Thai baht per year. Full insurance for a small motorbike is about 1500 Thai baht per year, for a big motorbike it starts at 12.000 Thai baht per year (insured value about 160.000 Thai baht) and for our car it starts with 25.000 Thai baht per year (but we do pay now 15.000 Thai baht per year). Full insurance costs have risen a little bit in compare to last year.

Gasoline

My cars is using diesel and that costs about 30 Thb per liter. My car can drive about 10 km on 1 liter of gasoline. Our motorbikes ride on Gasohol 91 and that costs about 38 Thb per liter. My motorbike can ride about 30 km on 1 liter of gasoline.

Medical insurance

Personally I have a world expat health insurance in my home country. Not cheap but protected by law and they pay almost everything. My wife has a health insurance with Bupa Thailand, the Silver premium without out-patient cover. This costs about 18.000 Thai baht per year. Actually quit good insurance. Due to rising age the costs of insurance have also risen a little bit in compare to last year.

Food & drinks

We almost always have breakfast & lunch at home. About 2 times a week we have dinner outside of our house. We spend about 11.000 Thai baht per month on food, drinks and other household things. Prices of food have risen a little bit in compare to last year.

Telephone costs

I have a post-paid service from Dtac and my wife from AIS. We both pay between 450 and 550 Thai baht per month, included internet-service on our phones. Prices have become cheaper in compare to last year.

Being able to stay here

Yes, also that costs money. You can come here on a "tourist exemption" for 30 days if you come in by air or for 15 days if you come in overland. That means every 15 days or 30 days you will have to make a visa-run. If you do that overland to Laos or Cambodia that means you will have to pay about 1000 thb every time for a visa for Laos or Cambodia. You can get yourself a Non-Immigrant "o" visa that will cost you about 5000 thb/year. And then still every 90 days you will have to make a visa-run. Once here you could get a "one year extension" what will cost 1900 thb/year without a re-entry permit (what again will cost you about 3800 thb/year). But with the "one year extension" you do not need to make visa-runs anymore so that saves some money & trouble. Costs for staying have stayed the same in the past years.

Total per month

Rental fee + village fee                 = 11.350 Thb
Utility costs                                   =   1.833 Thb
Maid                                              =   1.600 Thb
1 Car + 2 Motorbikes                    =   2.915 Thb
Medical Insurance 1 person Bupa =   1.500 Thb
Food & Drinks                               = 11.000 Thb
Telephone costs   (2 persons)         =   1.000 Thb
Being able to stay here (1 person)  =     850 Thb
Gasoline costs (car + motorbikes)  =  6.000 Thb

Total  about 38.000 Thai baht. Then we did not yet go on holiday, buy cloths, take care family, bought furniture for in the house, did not yet go to restaurant, bars, movie, etc.

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