Costs of living in Thailand 2017

Sometimes people ask me how much it costs to live in Thailand. Well that all depends of course how you spend your money. Some people spend a lot of money on entertainment or holidays or do buy expensive cars & motorbikes. So since 2012 I started to make a yearly overview of my costs of living in Thailand. My household consists of my wife, me and our cat. And we are living in simple house in a small village in North Thailand. For all postings about Costs of Living in Thailand click HERE (from 2012).


We live in a free standing house with 2 floors and 3 bedrooms and 2 bath-rooms. We have 2 air-cons but only use the one in our bedroom when we are sleeping. In the living-room we use a ceiling fan. We have free satellite TV and the village has no garbage collection. I pay per year, what results in a bit cheaper rental-fee. This is 500 THB cheaper as last year. Total = 7.500 THB / month.

Utility costs

We have water from a private water-well, so we do not pay for water. Other costs are Electricity, Gas and Internet. This is about 400 THB cheaper as last year. Total = 1.441 THB / month.


For 1 small motorbike, 1 big motorbike and 1 car the costs per year are :
  • Tax 100 + 100 + 4.750                            = 4.950THB (less as last year)
  • Compulsory insurance 345 + 600 + 600 = 1.545 THB (same as last year)
  • Full insurance 10.000 car                        = 10.000 THB (less as last year)
  • Maintenance 800 + 4.500 + 14.500        = 14.500 THB (same as last year)
This is excluded the costs of buying. In total this costs are bit less as last year. Total = 2.583 THB / month.


Gasoline is a part of the costs of transport, but as I like to travel a lot by car and motorbike a part of this costs could also be seen as Travel / Holidays. My wife goes daily on her motorbike. So this are the gasoline costs of 1 car, 1 big motorbike and 1 small motorbike. This is a bit of guess calculated on the km's made. This is a bit less as last year. Total = 5.000 THB / month.

Travel / Holidays

As said I like to travel and stay in hotels. Sometimes cheap, sometimes not cheap. Most times we / I go by car or motorbike, sometime we / I fly. So this is for hotels and air-fare. This is about the same as last year. Total = 5.000 THB / month.

Medical insurance

Good (international) healthcare insurance for my wife and me. Due to my change to another insurance company this has become much cheaper as last year. Total = 6.700 THB / month.

Households (Food + Drink)

For 2 persons Breakfast, Lunch for 90% at home, Dinner for about 90% at home. Our style of food is a 60/40 mix of Thai & Western food. This is excluded food & drinks out of our home. In the first 5 years living in Thailand I did eat & drink for 90% in simple "restaurants". This is about the same as last year. Total = 10.000 THB / month.

Mobile Telephone costs

Post paid telephone with unlimited internet for 2 persons. This is the same as last year. Total = 800 THB / month.

Staying here legally

I am staying here based on an "Extension of Stay" and that costs 1.900 THB per year + 3.800 THB per year for an multi re-entry permit. This is the same as last year. Total = 475 THB / month.


As in having a drink and dinner. Costs of this have become cheaper as last year, as there is not much to spend your money on here in a small village. Total = 3.000 THB / month.


Like cloths, telephone, shoes, camera, laptop, printer, bicycle, jacket, helmet, furniture, etc. Here I am making a big guess as I actually do not have a clue. Although things have become more expensive I did spend less on this as we did less shopping. This is the same as last year. Total = 5.000 THB / month.

Total per month

Life in Thailand has become a bit cheaper as last year, mainly because of lower rental costs and lower costs of health-care insurance. Although I spend less money in Thai baht, my costs of living in Euros did rise due to the bad exchange rate of the Thai baht / Euro. This costs are exclusive the costs of going home once every 2 years and buying things like car, motorbike, TV, etc.

Remark : As I place this posting also every year on some Facebook pages about living in Thailand I always get comments "Expensive .... can do much cheaper". And yes they are right you can live much cheaper in Thailand ..... but not with the same standard of living. My direct neighbours probably live with much less .... but they do not not have a comfortable house with warm-water shower, air-conditioning, washing-machines. They do not have a car and a big motorbike. They do not have an health insurance. They do not drink a bottle of nice wine once & awhile. They do not go on holiday to Krabi. They buy their cloths at the market. They do not have ADSL internet. Total = 47.499 THB / month.

Yes you can rent a one-room apartment for 2.000 THB per month, skip the health insurance, have an Honda Wave as transport mode, eat a rice-dish from the market for breakfast, lunch and dinner and drink water. I am sure you can then "live" for 10.000 THB per month.

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