Costs of living in Thailand 2018

Sometimes people ask me how much it costs to live in Thailand. Well that all depends of course about how you spend your money. Some people spend a lot of money on entertainment or holidays or do buy expensive cars & motorbikes. So since 2012 I started to make a yearly overview of my costs of living in Thailand. My household consists of my wife, me and our cat. And we are living in simple house in a small village in North Thailand. I like to travel a lot and once in the 2 or 3 years I still go to my home country to see my family. Sometimes I also still like to eat good western food and like to drink a good glass of wine. In short we like to enjoy life but not over the top. For all postings about Costs of Living in Thailand click HERE.

Housing = 3.000 THB / month
We moved to a new house in another village in Nan province. This is a one-floor house with 3 bedrooms, 1 bathroom, 1 kitchen, 1 living room and a small garden. Only our bedroom has air-conditioning. In the living-room we use a ceiling fan. And we have free satellite TV.

Utility costs = 1.540 THB / month
We have water from the local village public water system, but this might be a problem during the raining season. We use about 1 big bottle of gas per 9 months. And we have internet via 3BB. The latter is actually relatively expensive.
  • Drinking Water  = 160 THB
  • Tap Water          =   80 THB
  • Gas                     =  50 THB
  • Internet              = 750 THB
  • Electricity          = 500 THB
Transport = 4.515 THB / month
For 1 small motorbike, 1 big motorbike and 1 car the costs per year are :
  • Tax 100 + 100 + 3.414                                    =  3.614 THB 
  • Compulsory insurance 345 + 645 + 658         =  1.648 THB 
  • Full insurance 10.000 car                                = 10.117 THB 
  • Maintenance + repairs 800 + 3.000 + 35.000  = 38.800 THB
This is excluded the costs of buying. In total this costs are much higher as last year as the car needed 4 new tyres.

Gasoline = 3.000 THB / month
Gasoline is a part of the costs of transport, but as I like to travel a lot by car and motorbike a part of this costs could also be seen as Travel / Holidays. My wife goes daily on her motorbike. So this are the gasoline costs of 1 car, 1 big motorbike and 1 small motorbike. This is a bit of guess calculated on the km's made.

Travel / Holidays = 5.000 THB / month
As said I like to travel and stay in hotels. Sometimes cheap, sometimes not cheap. Most times we / I go by car or motorbike, sometime we / I fly. So this is for hotels and air-fare.

Medical insurance = 5.833 THB / month
Good (international) healthcare insurance for my wife and me. We both have an insurance at a private healthcare insurance in Thailand.

Households (Food + Drink) = 10.000 THB / month
For 2 persons Breakfast, Lunch and Dinner. The latter 2 are for about 80% at home. Our style of food is a 60/40 mix of Thai & Western food. This costs are excluded food & drinks out of our home.

Mobile Telephone costs = 800 THB / month
For 2 telephones AIS post paid telephone with unlimited internet.

Staying here legally = 650 THB / month
I am staying here based on an Extension of Stay and normally that costs 1.900 THB per year + 3.800 THB per year for an multi re-entry permit. But this year it did costs me 1.900 THB for temporarily stay, 200 THB for Letter from Bank plus the 1.900 THB + 3.800 THB = 7.800 THB or 650 THB per month.

Entertainment = 3.000 THB / month
As in having a drink and dinner. Costs of this have become cheaper as last year, as there is not much to spend your money on here in a small village. But sometimes we go to Bangkok or Chiang Mai.

Shopping = 5.000 THB / month
Like cloths, telephone, shoes, camera, laptop, printer, bicycle, jacket, helmet, furniture, etc. Here I am making a big guess as I actually do not have a clue.

Total per month = 42.308  THB / month
Last year this was 47.499 THB / month, so life in Thailand has become a bit cheaper as last year, mainly because of lower rental costs. Although I spend less money in Thai baht, my costs of living in Euros did rise due to the bad exchange rate of the Thai baht / Euro in the past years. This costs are exclusive the costs of going home once every 2 years and buying things like car, motorbike, TV, etc.

Remark : As I place this posting every year on some Facebook pages about living in Thailand I always get comments "Expensive .... can do much cheaper". And yes they are right you can live much cheaper in Thailand ..... but not with the same standard of living. My direct neighbours probably live with much less .... but they do not not have a comfortable house with warm-water shower, air-conditioning and washing-machine. They do not have a car and a big motorbike. They do not have an health insurance. They do not drink a bottle of nice wine once & awhile. They do not go on holiday to Krabi. They buy their cloths at the market. They do not have ADSL internet. Yes you can rent a one-room apartment for 2.000 THB per month, skip the health insurance, have an Honda Wave as transport mode, eat a rice-dish from the market for breakfast, lunch and dinner and only drink water. I am sure you can then survive for 10.000 THB per month or maybe even less. But that is not why I am living here in Thailand.

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